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How we make money

Some providers we cover pay a commission when a business signs up through our link. Many pay nothing. This page lists every one, so you can judge our recommendations knowing exactly where the money is.

The gap we have to design around

The commissions in this category are lopsided. MYOB pays A$115 to A$185 per paid subscription; Xero pays nothing. Zeller pays A$40 to A$80 per merchant; Tyro, Stripe, SumUp and the banks pay nothing. A site that ranked on commission would recommend MYOB and Zeller to everyone.

So we do not rank on commission. Terminals are ranked on what they cost at your turnover and card mix, using published fees. Accounting and payroll software is recommended on fit: who your bookkeeper uses, your payroll size, the bank feeds you need. Where the right answer for a reader is a provider that pays us nothing, the page says so and links to it anyway.

Every provider, and what it pays

Program terms checked

Every provider we cover, and whether it pays us
Provider What it paysStatus
Zeller A$40 per merchant, +A$10 if processing within 30 days, +A$30 if a terminal is bought (max A$80)Program exists, not yet joined. We earn nothing today.
Square private ("select events and product purchases")Program exists, not yet joined. We earn nothing today.
MYOB A$115-185 per paid subscription, ex GST, tiered by monthly volumeProgram exists, not yet joined. We earn nothing today.
Employment Hero from 10% of first-year subscriptionProgram exists, not yet joined. We earn nothing today.
Xero NothingNo program. We earn nothing.
QuickBooks NothingNo program. We earn nothing.
Tyro NothingNo program. We earn nothing.
Stripe NothingNo program. We earn nothing.
SumUp NothingNo program. We earn nothing.
CommBank NothingNo program. We earn nothing.
Westpac NothingNo program. We earn nothing.
ANZ NothingNo program. We earn nothing.
NAB NothingNo program. We earn nothing.

Zeller

What it pays
A$40 per merchant, +A$10 if processing within 30 days, +A$30 if a terminal is bought (max A$80)
Status
Program exists, not yet joined. We earn nothing today.

Square

What it pays
private ("select events and product purchases")
Status
Program exists, not yet joined. We earn nothing today.

MYOB

What it pays
A$115-185 per paid subscription, ex GST, tiered by monthly volume
Status
Program exists, not yet joined. We earn nothing today.

Employment Hero

What it pays
from 10% of first-year subscription
Status
Program exists, not yet joined. We earn nothing today.

Xero

What it pays
Nothing
Status
No program. We earn nothing.

QuickBooks

What it pays
Nothing
Status
No program. We earn nothing.

Tyro

What it pays
Nothing
Status
No program. We earn nothing.

Stripe

What it pays
Nothing
Status
No program. We earn nothing.

SumUp

What it pays
Nothing
Status
No program. We earn nothing.

CommBank

What it pays
Nothing
Status
No program. We earn nothing.

Westpac

What it pays
Nothing
Status
No program. We earn nothing.

ANZ

What it pays
Nothing
Status
No program. We earn nothing.

NAB

What it pays
Nothing
Status
No program. We earn nothing.

"Program exists, not yet joined" means the provider runs an affiliate program but we have not been approved, so no link on this site earns anything from it today. This table updates automatically as that changes.

What a commission costs you

Nothing. You pay the provider's normal price whether or not you arrive through our link. We do not accept payment for placement, reviews or rankings.